Welcome to AA Cash Express
The best Financial services in UK

Quick Access
Secure fast financing tailored to your business needs without lengthy approval processes.

Flexible Loans
Choose from a variety of flexible loan solutions designed to fit your unique business goals.

Simple Process
Enjoy a straightforward, hassle-free application to get the funding you need quickly.

Competitive Rates
Access affordable financing options with competitive interest rates to keep your business growing.
Our Services
AA Cash Express






Why choose us?
Tailored Funding Solutions
We offer financial solutions designed specifically for your business needs whether you’re a new start-up, growing enterprise, or property investor.
Flexible and Transparent Processes
From merchant cash advances to complex mortgages, we provide clarity, flexibility, and quick turnarounds to help you focus on running your business.
Unmatched Expertise
Our team brings deep industry knowledge and experience, ensuring you get the right financial products with expert guidance every step of the way.
Access to Competitive Funding
With access to a broad range of lenders and financial products, we find the most competitive funding options to suit your unique requirements.
Your Success is Our Priority
We’re more than finance providers—we’re your trusted partners. Our goal is to support your growth, stability, and long-term success.
Frequently Asked Questions
What is a Merchant Cash Advance (MCA)?
A Merchant Cash Advance is a flexible funding option that allows businesses to borrow money based on their future card sales. Repayments are automatically deducted as a percentage of your daily card transactions, making it a convenient option for businesses with fluctuating revenue.
Do I need collateral for an unsecured business loan?
No, unsecured business loans do not require collateral. These loans are based on your business’s creditworthiness and financial stability, offering a quick and straightforward way to access funding without risking assets.
Can start-ups apply for financing?
Yes, we offer start-up business loans designed to help new businesses get the capital they need to launch and grow. Whether you need funds for equipment, inventory, or operations, our loans are tailored to support your vision.
What is Commercial Property Finance?
Commercial property finance provides funding for purchasing, refinancing, or developing commercial properties. This includes offices, retail spaces, warehouses, and other business-related properties.
What are Complex Buy-to-Let Mortgages?
Complex buy-to-let mortgages are specialised mortgage solutions for investors managing properties such as multi-unit buildings, HMOs (houses in multiple occupation), or portfolios. These products are designed to meet the unique needs of property investors.
Are there any upfront fees?
No, we do not charge upfront fees for unsecured loans. Any fees associated with other products will be clearly disclosed during the application process, ensuring full transparency.
Are all financing options regulated by the Financial Conduct Authority (FCA)?
No, certain types of financing, such as bridging loans, commercial property finance, and some business loans, are not regulated by the FCA. However, we ensure all our services adhere to ethical and transparent practices.
How long does the application process take?
The time varies depending on the type of financing. Unsecured business loans and Merchant Cash Advances often have quicker processing times, with approvals in as little as 24-48 hours.
Our Blog
AA Cash Express
How Start-Up Business Loans Can Turn Your Vision into Reality
Starting a business is an exciting journey, but securing the necessary funding can be one of the biggest challenges. Start-up business loans are designed to provide entrepreneurs with the financial support they need to bring their ideas to life. Here’s how these loans...
Unsecured Business Loans: The Secret to Fast and Flexible Funding
Running a business often requires quick access to capital, whether for expansion, handling unexpected expenses, or seizing new opportunities. Unsecured business loans provide a straightforward solution for businesses that need funding without the stress of collateral...
5 Ways Merchant Cash Advances Can Boost Your Business Growth
For many businesses, access to fast and flexible funding is a game-changer. A Merchant Cash Advance (MCA) offers a convenient way to secure financing without the constraints of traditional loans. If your business relies on card payments, an Merchant Cash Advance can...
GET IN TOUCH
Get in touch with us today to discuss how we can help you achieve your financial goals. Our team is ready to provide expert advice and support tailored to your business needs.