Merchant Cash Advance

Unlock the power of your card machine sales with our Merchant Cash Advance—providing flexible funding that grows with your business and lets you repay as you earn.

Complex Buy-to-Let Mortgages

Simplify even the most challenging property investments with our expertise in complex buy-to-let mortgages, tailored to your portfolio and financial goals

Commercial Property Finance

Secure the right property with our tailored commercial finance solutions—designed to meet your needs whether you’re buying, refinancing, or developing

Welcome to AA Cash Express

The best Financial services in UK

Welcome to AA Cash Express Ltd, your trusted partner for bespoke financial solutions. We specialise in helping businesses succeed with flexible funding options, including Merchant Cash Advances, unsecured loans, start-up financing, commercial property finance, and complex buy-to-let mortgages. Whether you’re looking to drive growth, secure property investments, or launch your dream business, our team is here to provide expert guidance and transparent support every step of the way. Let us help you achieve your financial goals with confidence and ease.

At AA Cash Express Ltd, we understand that every business is unique, which is why we take the time to tailor our solutions to your specific needs. With a commitment to clarity and a seamless application process, we ensure you have access to the funding you need when it matters most. Backed by a team of experienced professionals, we are dedicated to building lasting relationships with our clients, helping you turn your aspirations into reality.

Quick Access

Secure fast financing tailored to your business needs without lengthy approval processes.

Flexible Loans

Choose from a variety of flexible loan solutions designed to fit your unique business goals.

Simple Process

Enjoy a straightforward, hassle-free application to get the funding you need quickly.

Competitive Rates

Access affordable financing options with competitive interest rates to keep your business growing.

Our Services

AA Cash Express

At AA Cash Express Ltd, we provide a range of financial solutions designed to support businesses of all sizes. From flexible funding options to specialised property finance, our services are tailored to meet your unique requirements. Whether you’re looking to manage cash flow, invest in growth opportunities, or secure funding for a new project, we are here to help. Our goal is to empower your business with the resources and support needed to thrive and achieve sustainable, long-term success.

Access quick funding with MCA solutions, offering seamless daily repayments and helping your business thrive stress-free.

Secure capital without collateral. Our unsecured loans provide fast, reliable funding for growth, and opportunities.

Bring your entrepreneurial vision to life with our start-up loans, offering flexible financing options for essential costs.

Unlock fast, flexible funding with a Merchant Card Loan, based on future card transactions to support business growth.

Our specialised financing helps you purchase, refinance, or develop properties, maximising your investment.

Simplify property investments with our buy-to-let mortgages, offering tailored solutions for buildings and portfolios.

Why choose us?

Tailored Funding Solutions

We offer financial solutions designed specifically for your business needs whether you’re a new start-up, growing enterprise, or property investor.

Flexible and Transparent Processes

From merchant cash advances to complex mortgages, we provide clarity, flexibility, and quick turnarounds to help you focus on running your business.

Unmatched Expertise

Our team brings deep industry knowledge and experience, ensuring you get the right financial products with expert guidance every step of the way.

Access to Competitive Funding

With access to a broad range of lenders and financial products, we find the most competitive funding options to suit your unique requirements.

Your Success is Our Priority

We’re more than finance providers—we’re your trusted partners. Our goal is to support your growth, stability, and long-term success.

Frequently Asked Questions

We answer the most frequently asked questions about our wide range of services.

What is a Merchant Cash Advance (MCA)?

A Merchant Cash Advance is a flexible funding option that allows businesses to borrow money based on their future card sales. Repayments are automatically deducted as a percentage of your daily card transactions, making it a convenient option for businesses with fluctuating revenue.

Do I need collateral for an unsecured business loan?

No, unsecured business loans do not require collateral. These loans are based on your business’s creditworthiness and financial stability, offering a quick and straightforward way to access funding without risking assets.

Can start-ups apply for financing?

Yes, we offer start-up business loans designed to help new businesses get the capital they need to launch and grow. Whether you need funds for equipment, inventory, or operations, our loans are tailored to support your vision.

What is Commercial Property Finance?

Commercial property finance provides funding for purchasing, refinancing, or developing commercial properties. This includes offices, retail spaces, warehouses, and other business-related properties.

What are Complex Buy-to-Let Mortgages?

Complex buy-to-let mortgages are specialised mortgage solutions for investors managing properties such as multi-unit buildings, HMOs (houses in multiple occupation), or portfolios. These products are designed to meet the unique needs of property investors.

Are there any upfront fees?

No, we do not charge upfront fees for unsecured loans. Any fees associated with other products will be clearly disclosed during the application process, ensuring full transparency.

Are all financing options regulated by the Financial Conduct Authority (FCA)?

No, certain types of financing, such as bridging loans, commercial property finance, and some business loans, are not regulated by the FCA. However, we ensure all our services adhere to ethical and transparent practices. 

How long does the application process take?

The time varies depending on the type of financing. Unsecured business loans and Merchant Cash Advances often have quicker processing times, with approvals in as little as 24-48 hours. 

Get a Free Consultation

Our range of financial solutions is extensive, covering every aspect of business finance. With access to the entire financial market, we offer tailored options to suit your needs. Whether you’re looking to improve cashflow, secure funding for growth, or invest in commercial property, we’re here to provide the right support at every step.

Our Blog

AA Cash Express

Stay informed with the latest insights and expert advice on business financing and growth strategies. Our blog features valuable content to help you make informed decisions about funding options, property investments, and more. Explore tips, case studies, and industry trends to keep your business ahead of the curve.

How Start-Up Business Loans Can Turn Your Vision into Reality

How Start-Up Business Loans Can Turn Your Vision into Reality

Starting a business is an exciting journey, but securing the necessary funding can be one of the biggest challenges. Start-up business loans are designed to provide entrepreneurs with the financial support they need to bring their ideas to life. Here’s how these loans...

Unsecured Business Loans: The Secret to Fast and Flexible Funding

Unsecured Business Loans: The Secret to Fast and Flexible Funding

Running a business often requires quick access to capital, whether for expansion, handling unexpected expenses, or seizing new opportunities. Unsecured business loans provide a straightforward solution for businesses that need funding without the stress of collateral...

5 Ways Merchant Cash Advances Can Boost Your Business Growth

5 Ways Merchant Cash Advances Can Boost Your Business Growth

For many businesses, access to fast and flexible funding is a game-changer. A Merchant Cash Advance (MCA) offers a convenient way to secure financing without the constraints of traditional loans. If your business relies on card payments, an Merchant Cash Advance can...

GET IN TOUCH

Get in touch with us today to discuss how we can help you achieve your financial goals. Our team is ready to provide expert advice and support tailored to your business needs.

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